Looking up towards majestically tall 100 year-old mature Ash trees and blue skies, the sun glints off a window pane in an Edwardian age semi-detached house on Ruskin Park, Denmark Hill, SE24 (its post code) South London England. It is a beauitiful winter afternoon in this inner-city suburban district of Britain's capital, approximately 5 miles south from the River Thames. A couple are walking their dogs past an elegant line of period homes that were completed in 1908, the age of innovative building in the new 20th Century. The properties overlook the borough park named after John Ruskin, the renowned artist and commentator who lived in nearby Herne Hill. It looks an affluent area, a prosperous location to invest in a mortgage in uncertain times with market prices falling during the credit crunch and recession.
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